Friday, July 23, 2010

Now I'm not in debt

The only fact about us humans that we are never satisfied. When asked, all we want to list, we know that the list could be endless. We should ask ourselves constantly, continue the character of a film more about the list is endless. And once we have the money to us, whether in cash or paper, are set for spending spree. One thing we never tire of purchase and if not put in check can help us to thank people or organizations. Purchase or expenses that we can truly slavesDebt, leaving us to search for debt restructuring. Just so that you need nib in the bud.

I would list some things or situations, but to buy us or going to discuss not only the costs, as can be minimized. Things / situations that make more money, or we have to buy more:

The things we buy do not need.

We usually buy things that are very unusual - things we do not really need or that things are too expensive for our income. Are expensivemeaning that place excessive proportion of our income. Take, for example, my friend James bought a Blackberry phone for $ 330.99 if your income before taxes and pension contribution salary is $ 414.33. $ 5.33 day pass for transport and power. Several are 30 days in a month to discover that he spends $ 160 per month and is about $ 200 more than the left when it occurs now, the tax system and pensions. This shows that have done most of his savings in recent months is that when you save a lotin general, and soon became a chic ground state of zero if not negative. Some buy a computer bigger and higher, plasma TV, etc., when what is needed is a configuration with a smaller size and in relation to their income. Others go for first class airline tickets, when you need is a cheap flight

Before buying anything, make a list of brands available, and check the configuration and price and compare them with the basic functions, the exactYou need them for. Sometimes going for a product not so well known could be better. Some of these products are also produced from the same brands for major competitions or simply to create the hype major brands and also to share or control the market. In this way, no debt consolidation company is always knocking on your door.

Purchase of fixed assets subject to

Purchase of used items is good, but not all the time, especially if they are any form of warranty on them. Yes, it iseconomically, but have you considered buying, because most of them are sold first. These elements could be taken very seriously, but with a sleek, shiny surface, you say it's long been used or is not in perfect condition. Items such as electronics, automobiles, machinery, and what might appear to be very convenient to compare the new and such a guarantee, but in the long run, money spent in accordance with them, if not exceed, the money you think of'Ll save first.

It is advisable to buy such things as new products, but if you need to buy used rather buy those stores, with the guarantee, at least give you some 'quiet and save a little extra cost, as can be done if it misbehaves .

Buy Dead Investments

It 'good to invest your money in case of rainy days. Getting a good investment is the main problem here. Whether it is real estate, stocks or forex and other onlineInvestment should know the basics of what you buy. It's not just buying a license, so you define a shareholder XYZ plc, no! You must have an understanding of the functioning of society or the value of property in this environment. People are out there, gave the money to make a break or do some fools are willing to pay for "nothing." Stockbrokers make money whether you have a gain or loss, just be more careful the first part with your pathIndemnity.

Some or all of this will spend. If it is not crazy, you can in a large debt, provided that you start looking for means of debt consolidation and putting / or methods.

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